SUPERANNUATION

Superannuation is the best taxed environment within Australia and is often relied on to fund people’s retirement.  Outside the family home, it is often your largest asset once you retire. Ensuring your super is managed correctly is crucial for a stable retirement and it is better to act now, rather than miss out on huge potential returns. The choices you make now regarding your super has the ability to dictate your post-career future and decide how you can live in retirement, so it is important to choose wisely.

 Although most people understand that their employers contribute to their superfund, many don’t realise the intricacies associated with super. There are a range of strategies that can be formulated to maximise your investments by correctly using available options such as salary sacrificing, understanding concessional & non-concessional limits. We understand not everyone has the time, nor the desire to actively manage their superfund. The Adviser Collective is able to communicate and implement approaches to make use of the potential benefits you may be underutilising, so when the time comes for you to retire, you have a strong foundation to rely on.